Americans have fallen out of the saving habit. According to the Bureau of Economic Analysis, the household saving rate, which fell to low single digits in the run-up to the 2007–08 financial crisis, is just 3.8% today, and over 75% of Americans do not have enough saved to cover six months' expenses, whether the need arises because of job loss or an unexpected life event. Projecting the current rate forward, and adjusting only for the aging of the population, we found that the saving rate will fall to an extremely low 3% in the 2030s.
In 2013, the Aspen Institute published The Ocean Community Report, a study based on a 2012 roundtable discussion with oceans leaders at Fort Baker, California on the state of ocean conservation, as well as two research papers on marine protection advocacy, policy and management.
Topic:
Climate Change, Environment, Maritime Commerce, and Water
This report is based on the themes and messages discussed during the Business Opportunities in Housing for the Base of the Pyramid event held in São Paulo, Brazil on 2 September 2013. The event brought together between key actors developing housing solutions for low-income communities in Brazil. More than 70 members from the United Nations Development Programme in Brazil, city government, civil society, real estate developers, private-sector companies and investors attended this invite-only event, a collaborative effort between Business Call to Action (BCtA) and Aspen Network of Development Entrepreneurs (ANDE) Brazil Chapter which enabled participating stakeholders to discuss challenges and solutions.
Topic:
Civil Society, Economics, Human Welfare, and Poverty
The structure and character of commerce has changed dramatically since the arrival of the World Wide Web and various digital technologies, particularly mobile phones and large, interconnected databases. Consumers now have much greater market power and choice. Markets can more easily scale, often globally. Co-production and fluid producer/consumer interactions are routine. Transactions themselves have become far cheaper and more easily consummated.
Topic:
Foreign Exchange, International Trade and Finance, Markets, Science and Technology, Communications, and Monetary Policy
Afghanistan's Ministry of Public Health has prioritized reproductive, maternal and child health by increasing access to a range of family planning methods, introducing education on reproductive health issues in schools, and working with the religious community to counter stigma on family planning.
Topic:
Development, Education, Gender Issues, Health, Human Welfare, Social Movement, and Health Care Policy
In November 2013 Peru's Ministry of Health, in collaboration with other ministries, civil society partners, and youth organizations, launched the Multi-sectoral Plan to Prevent Adolescent Pregnancy. The plan prioritizes the reproductive health and rights of adolescent girls in a national development and public health framework.
Topic:
Development, Health, Human Welfare, and Health Care Policy
Through successful collaborations with community groups, national and district level leaders, and NGOs, two innovative programs in Tanzania are employing innovative approaches to reach underserved populations, particularly women in rural areas and adolescent girls.
Topic:
Development, Gender Issues, Human Welfare, Humanitarian Aid, and Non-Governmental Organization
There is no question within the ocean conservation community that the world's oceans are in peril and that the threat has been caused primarily by human activities. Skillful conservation leaders have stepped forward in the last three decades to respond to this great threat to the integrity of our oceans and the livelihoods of those who depend upon them.
Topic:
Climate Change, Development, Economics, Environment, and Food
Over the next decade some 600 million new jobs will be needed to reverse the effects of the global financial crisis and avoid a further increase in unemployment. Small and growing businesses (SGBs) are a critical growth engine capable of creating many of these jobs Not only do SGBs create a large number of jobs—200 on average—but those jobs tend to be higher paying. One study showed that companies with 10–50 employees offer wage premiums of 10-30% over micro-enterprises with less than 10 employees, while the premium increases to 20-50% if the business has more than 50 employees. In short, creating new jobs is a critical component to improving livelihoods in the developing world, and SGBs are an important tool for driving this job creation, as well as producing other positive social and environmental returns for their communities by producing goods and services (health, education, sanitation, etc.) for the world's poorest.
Topic:
Development, Economics, International Trade and Finance, Markets, Political Economy, Foreign Aid, and Foreign Direct Investment
In many respects, the U.S. health care system is breathtakingly innovative. It produces new technology, medical procedures, and scientific knowledge at a dazzling speed, enabling patients to recover from diseases and injuries once thought incurable or untreatable. As a consequence, the U.S. has one of the highest survival rates for cancers, excels at acute and trauma care, and has produced half of the world's Nobel laureates.
Topic:
Economics, Health, Social Stratification, and Governance