1. Microcredit and Households Coping with HIV/AIDS: A Case Study from Zimbabwe
- Author:
- Carolyn Barnes
- Publication Date:
- 12-2003
- Content Type:
- Working Paper
- Institution:
- The National Academy of Public Administration
- Abstract:
- This study seeks to better understand the ways chronic illness and death, possibly associated with HIV/AIDS, negatively affect households and the impact of microcredit in helping affected households. This is achieved through analysis of data from clients of Zambuko Trust and non-client micro entrepreneurs, using proxy indicators of HIV/AIDS affected households. It also investigates the vetting of members by loan guarantee groups and the ways these groups deal with individuals affected by illness and death. Since members of loan groups serve as gatekeepers to loans, the internal dynamics of these groups as well as the MFI's policies and loan term s and conditions are important to understanding any push factors that might exclude HIV/AIDS infected and affected individuals. Suggestions from clients and other key stakeholders are provided on changes that might assist microfinance institutions and their clients to address the negative effects of HIV/AIDS.
- Topic:
- Economics, Human Welfare, and Poverty
- Political Geography:
- Zimbabwe