1. Adapting and Validating WEE Indicators in an Experimental Study of Savings
- Author:
- Anahit Tevosyan, Scott Graham, and Joeri Smiths
- Publication Date:
- 05-2025
- Content Type:
- Working Paper
- Institution:
- BRAC Institute of Governance and Development (BIGD), Brac University
- Abstract:
- Traditional indicators of Women’s Economic Empowerment (WEE) are often too broad to effectively measure specific behavioral outcomes like women’s savings behavior (WSB). This study addresses that gap by identifying contextually relevant WEE indicators that closely align with savings behavior, using data from 1,498 FINCA Uganda women savers. It employs a two-step validation approach. First, qualitative methods such as focus groups and cognitive interviews establish a set of WEE indicators tailored to the local context. Then, machine learning models test how well these indicators predict actual savings behavior. The study links women’s self-perceived empowerment with real financial actions—setting savings goals, making deposits, and using funds purposefully. Further validation comes from a subsample exposed to a low-cost coaching intervention, which strengthens the WEE-WSB relationship and reveals which empowerment factors make coaching more or less effective. Notably, the research highlights often-overlooked domains such as external social influence and the complexity of decision-making burdens. This work offers a more targeted, behavior-linked approach to measuring WEE, with potential to improve the design and evaluation of development programs across varied contexts.
- Topic:
- Development, Economics, Women, Empowerment, and Savings
- Political Geography:
- Uganda and Africa