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1. Insurance Regulation in the United States and the European Union: A Comparison

Author:
Martin Eling, Robert W. Klein, and Joan T. Schmit
Publication Date:
11-2009
Content Type:
Policy Brief
Institution:
Independent Institute
Abstract:
In this paper we compare insurance regulatory frameworks in the United States (US) and European Union (EU), focusing primarily on solvency, but also considering product and price regulation, as well as other elements of consumer protection. This comparison highlights the use of more fluid and principles-based approaches in the EU as it is developing under Solvency II, while the US continues to focus essentially on static, rules-based regulation. The discussion further notes evidence suggesting that the EU approach is more successful in promoting a financially solid insurance sector.
Topic:
Government and Political Economy
Political Geography:
United States and Europe

2. "Not Merely Perfidious but Ungrateful";: The U.S. Takeover of West Florida

Author:
Robert Higgs
Publication Date:
03-2005
Content Type:
Working Paper
Institution:
Independent Institute
Abstract:
Probably not one American in a hundred knows anything about the short-lived Republic of West Florida (1810). At first glance it might seem to have sprung from a worthy fight for self-government and independence from Spain. West Floriday, that lovely nation, Free from king and tyranny, Thru' the world shall be respected, For her true love of Liberty. On closer inspection, however, this venture, born of low-level filibuster and high-level intrigue, illustrates the same ingrained American propensity for land-grabbing so evident in other U.S. acquisitions of territory.
Topic:
Development and Politics
Political Geography:
United States, Europe, and Spain

3. Constitutional Causes for Technological Leadership: Why Europe?

Author:
Jurgen G. Backhaus
Publication Date:
08-2001
Content Type:
Working Paper
Institution:
Independent Institute
Abstract:
In a paper circulated towards the end of 1997 under the title Why Europe?, Gordon Tullock poses a simple question and provides a tentative, yet provocative answer. The question is why the technological take off took place in Europe and in the 19th century when well into the 18th century other areas of the world, and notably China, looked much better poised for technological and scholarly leadership than Europe. His tentative answer turns on the constitutional composition of the landscape of political entities in Europe. This essay tries to provide some further underpinnings to aspects of Gordon Tullock's preliminary answer.
Topic:
Industrial Policy and Science and Technology
Political Geography:
China and Europe