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Begin New Search Topic Environment Author Daniel Henstra

1. Better Flood Maps Are Required to Protect Canadians and Their Property

Author:
Andrea Minano, Daniel Henstra, and Jason Thistlethwaite
Publication Date:
07-2019
Content Type:
Working Paper
Institution:
Centre for International Governance Innovation
Abstract:
Flooding is a growing source of financial insecurity for Canadian households. Flood maps serve a far more effective function in many countries than they currently do in Canada, and they are an essential tool with which to communicate flood risk to the public, encourage property owners to purchase insurance and encourage flood preparedness. Existing flood maps in Canada, however, are difficult to find, outdated and of poor quality, containing few of the characteristics that experts associate with high-quality maps. Improving information about flood exposure, by improving the quality of and access to these maps, can play an important role in protecting Canadians from significant financial risk.
Topic:
Climate Change, Environment, Natural Disasters, Flood, and Property
Political Geography:
Canada and North America

2. Flood Risk and Shared Responsibility in Canada: Operating on Flawed Assumptions?

Author:
Daniel Henstra and Jason Thistlethwaite
Publication Date:
09-2017
Content Type:
Policy Brief
Institution:
Centre for International Governance Innovation
Abstract:
Floods cause more property damage than any other hazard in Canada, and water-related losses now exceed fire and theft as the main source of property insurance claims. Public spending on flood relief has grown, and is projected to increase dramatically over the next decade, so governments have been changing their policies to reduce their financial exposure by shifting responsibility to homeowners. An implicit assumption of this policy shift is that individual homeowners must share greater responsibility for protecting their property by purchasing newly available flood insurance. Evidence is presented suggesting that consumer demand for flood insurance may be insufficient for economic viability. Low risk perception and a moral hazard created by government disaster assistance limit incentives for purchasing insurance.
Topic:
Environment and International Security
Political Geography:
Canada