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1. State of Urban Poor Rental Housing in India and Emerging Policy trends

Author:
Anindita Mukherjee, Shubhagato Dasgupta, and Aparna Das
Publication Date:
04-2020
Content Type:
Working Paper
Institution:
Centre for Policy Research, India
Abstract:
“Housing for All”, an often-stated vision for housing policies in India, has come to mean ownership houses for all residents. This singular focus has been part of programs from the early 1970s and has failed to recognize the range of housing tenures that may enable a viable, sustainable market. This paper reviews the evolution of housing policies since independence and shows that the emphasis on rental housing has not been a central part of housing programs to date. It then broadly characterizes the rental housing market in India, based on national statistics, to show how rental housing for the urban poor, is half of the rental housing market and is the least understood. Thereafter based on primary survey findings, it identifies the main issues that may inform a comprehensive rental housing program was to be developed in India.
Topic:
Poverty, Inequality, Urban, and Housing
Political Geography:
South Asia and India

2. Improving Housing for Urban Poor: Learnings from BLC Implementation in Kerala

Author:
Aparna Das, Anindita Mukherjee, Baisakhi Sarkar Dhar, Sudeshna Chatterjee, Arushi Gupta, and Aastha Jain
Publication Date:
11-2020
Content Type:
Special Report
Institution:
Centre for Policy Research, India
Abstract:
The Government of Kerala dovetailed its state housing programme with the national scheme of Pradhan Mantri Awas Yojana in 2015 to realise the vision for ‘Housing for All’. The State Poverty Eradication Mission of the Government of Kerala, or Kudumbashree, is the state-level nodal agency for implementing the scheme in Kerala. The PMAY (U) is converged with the LIFE Mission (Livelihood, Inclusion and Financial Empowerment), the comprehensive housing scheme of the Kerala government, and is implemented as PMAY (U)-LIFE. In Kerala, the PMAY’s Beneficiary-led Individual House Construction or Enhancement (BLC) vertical emerged as the most preferred vertical, owing to an increased subsidy outlay by the Government of Kerala. Further, recognising the lack of state-owned land as a significant hindrance to the uptake of the BLC scheme, the state government converged the implementation of the BLC scheme with the third phase of the LIFE Mission in 2017. This convergence provided an additional subsidy to the landless households to purchase private land, thereby enabling their inclusion under the ambit of the BLC scheme in the state. This report is based on a primary assessment of the state of habitat improvement in Kerala, under the ambit of PMAY (U)-LIFE, through a quantitative household survey in three cities of Kerala – Kochi, Trivandrum and Mukkam. It finds that the State’s interventions towards the Housing for All agenda have underscored the importance attributed to the landless and the homeless in the state, rather than slum dwellers exclusively. The State’s interventions have also successfully demonstrated an approach towards enabling livelihoods through housing and imbibing financial empowerment among women. While the Kerala model has exhibited various successful interventions to achieve a higher uptake of the BLC under PMAY, Kerala now needs to focus on adopting a city-wide, inclusive spatial planning approach. This report concludes by advocating for the provision of allied basic civic infrastructure across the new and existing housing in the state and for a spatial integration of the beneficiaries, to ensure habitat improvement.
Topic:
Poverty, Governance, Urban, and Housing
Political Geography:
South Asia and India

3. Improving Housing for Urban Poor: Learnings from BLC Implementation in Odisha

Author:
Aparna Das, Anindita Mukherjee, Baisakhi Sarkar Dhar, Sudeshna Chatterjee, Arushi Gupta, and Aastha Jain
Publication Date:
11-2020
Content Type:
Special Report
Institution:
Centre for Policy Research, India
Abstract:
In response to the national housing scheme, the Pradhan Mantri Awas Yojana (PMAY), the Government of Odisha designed the Odisha Urban Housing Mission – Awaas in 2015 to realise the goal of housing for all in the state. With an additional outlay as subsidy from the state government and the Centre to the economically weaker sections for building houses on their own land, the Beneficiary-led ‘Individual House’ Construction or Enhancement (BLC) vertical emerged as the most preferred. During the initial days of implementation, the lack of documentary evidence for the land occupied by slum dwellers continued to exclude the majority from the purview of the BLC subsidy. To address this impediment and to enable a wider traction of the scheme, the State introduced the Odisha Land Rights to Slum Dwellers Act, 2017, entitling the urban poor to rights on the land parcels they had been residing on, depending on the tenability. After the completion of the pilot phase of the Act, the Hon’ble Chief Minister of Odisha launched the JAGA Mission, to expand the land rights programme and to transform the existing slums into liveable habitats, with the provision of all essential civic urban infrastructure. Against this background, this report aims to understand (a) the impact of the distribution of Land Rights Certificates (LRCs) among the urban poor on their ability to leverage the housing subsidy under BLC and (b) the existing conditions and challenges in the construction of houses through BLC under PMAY in Odisha. For this purpose, a stratified sample survey of 250 households was carried out in three cities of Odisha – Dhenkanal, Gopalpur and Berhampur – in addition to Key Informant Interviews (KIIs). The study finds that the dissemination of land rights to the urban poor, after the commencement of the JAGA Mission, enhanced the potential beneficiary base in the state for leveraging available BLC housing subsidies. However, the ensuing ‘house only’ approach in the State and the limited focus on improving access to basic services require urgent redressal. While the steps adopted by the Government of Odisha are vital to address the issues of urban planning and housing for slum dwellers, there is now a looming need to adopt a multi-pronged approach towards ensuring an overall habitat improvement and an integration of slums into the city fabric.
Topic:
Poverty, Governance, Urban, and Housing
Political Geography:
South Asia and India